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Cohort Default Rate

A Cohort Default Rate (CDR) represents the percentage of a school's federal student loan borrowers who default on their loans within a defined three-year period after entering repayment. It serves as a key accountability measure used to evaluate the performance of both Federal Direct Loan and Federal Family Education Loan (FFEL) Program portfolios. 

Cohort Default Rates by Fiscal Year

Cohort Fiscal YearNationalÏã½¶´«Ã½
2022*00
2021*00
2020*00
20192.3%.8%
20187.3%1.9%
20179.7%2.9%

*Due to the Federal pause on repayment for Title IL loans, the official National Student Loan Cohort Default Rate for 2020, 2021, and 2022 are 0.0%.